Are you entitled to claim on your business interruption insurance for losses caused by COVID-19?
Frequently Asked Questions
Do you have Business Interruption insurance?
Has your business suffered revenue losses from COVID-19 lockdowns?
Have you lodged a business interruption claim that has been rejected by your insurer?
Despite what your insurance company may have told you, you may be entitled to make a business interruption insurance claim.
Most policies have exclusion clauses for infectious diseases and in our view some Australian insurers have been wrongly rejecting claims from struggling businesses on the basis that their policies don’t cover pandemics.
How can we help you?
Gordon Legal, in collaboration with Berril & Watson, is currently assisting business owners to make claims on their business interruption insurance policies for COVID-19 related losses to profit and revenue.
We are offering free, no-obligation legal advice regarding your business interruption policy and the possibility of lodging a claim against your insurer. Simply register with Gordon Legal and a member of the Business Interruption team will be in touch shortly.
You can also provide your policy and product disclosure statement to [email protected] or upload the documents when you submit your registration.
Regrettably, many business owners have had their business interruption insurance claims rejected or have been told by their brokers and insurers that their policies do not cover pandemic related losses, when in fact many policies will provide cover for loss of profits and revenue. It is critical that business owners obtain independent legal advice as many may be entitled to the benefit of their insurance cover and simply not be aware of their entitlements.
Berrill & Watson is a leading plaintiff superannuation and insurance law firm. Gordon Legal is a plaintiff law firm with extensive experience in complex class action litigation and obtaining outstanding outcomes for their clients. Working in collaboration, Berrill & Watson and Gordon Legal offer a breadth of significant experience and knowledge to guide business owners through the insurance claims process.
Many businesses have tried to claim on these policies on the basis that this cover extended to loss of revenue or profits suffered as a result of outbreaks of COVID-19 within a certain distance of their premises, or closures ordered by the government which affected their premises.
If you own or operate a business which may have experienced a loss of revenue or profits due to the COVID-19 pandemic, and believe that you may have held business interruption insurance cover during that time, please contact us for a free, no-obligation evaluation of your insurance policy. For more details register here, and we will get in touch as soon as possible.
We have already commenced class actions against two insurers, QBE and Lloyd's. For more information, click here